5 Reasons Why We Need Insurance

Protecting your investment – Whether your investment is stolen or damage, insurance has your property covered in a loss.
Required by lender – Most lenders require insurance on a home or vehicle that they are financing.
Law – In Texas the law requires insureds to have liability insurance on a vehicle.
Temporary use – Homeowners insurance can offer temporary shelter in the event of a loss. Auto insurance can offer rental car allowances for a rental in the event of an accident.
Peace of mind – In the event of a loss your financial burden is transferred to your insurance company.